You can’t spend what you ain’t got – this line is part of a song by McKinley Morganfield, aka bluesman Muddy Waters (You Can’t Lose What You Never Had) In reality, people today do spend what they don’t have and get buried in debt. But I seriously doubt Mr. Morganfield had an AMEX or Visa … Continue reading You can’t spend what you ain’t got: Why You Need to Automate Your Savings