Hello World! The Inaugural Post


Welcome to Frugal, Wealthy and Wise!

Thanks for visiting. This inaugural post serves as an introduction as well as the story behind the blog.

During 30+ years together, my wife and I have experienced tight times as well as periods of prosperity. But we are reaping the rewards of frugal living. We have lived in the same modest house for 27 years. Since being married, we have only purchased one new car — the tale of that particular purchase will definitely be a topic for a future post.

For us, the rewards of frugal living have included: (1) attaining financial independence and freedom from financial worries (2) being able to give generously to charitable causes we believe in (3) seeing our children graduate from universities carrying zero student debt. In my mind, financial independence is the ultimate luxury.

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